New York Lost Vehicle Title Replacement
If your vehicle title is lost, stolen, or damaged, you can apply for a duplicate title through the New York State Department of Motor Vehicles (DMV). Use this checklist to prepare your application.
Quick answer
To replace a lost New York title, complete Form MV-902 (Application for Duplicate Certificate of Title) and submit it in person to a NY DMV office with valid ID and the duplicate title fee. If the vehicle has an active lien, you will need the lienholder's cooperation or signature before a duplicate title can be issued.
Key facts
- State
- New York
- Agency
- New York State Department of Motor Vehicles
- Process
- Replace Lost Title
- Last verified
- 2026-05-10
- Official source
- New York State Department of Motor Vehicles ↗
Key facts from official sources
Form MV-902 (Application for Duplicate Certificate of Title) is required.
NY DMV — Form MV-902 (PDF) ↗Duplicate title fee — check the NY DMV fee schedule for current amount.
NY DMV — Registration Fees ↗Quick reference
Applicant Checklist
Items the applicant typically needs to prepare or provide.
Fees
Duplicate title fee
Check the NY DMV fee schedule for the current duplicate title fee.
Step-by-step process
- 1Download or obtain the state's duplicate title application form.
- 2Complete the form with your vehicle's VIN, year, make, model, and your owner information.
- 3Gather required ID and any supporting documents.
- 4Submit the form and pay the duplicate title fee at a state DMV office or by mail.
- 5Receive your duplicate title in the mail (timing varies by state).
Common mistakes to avoid
- ✗Using Form MV-82 instead of Form MV-902 — New York duplicate title applications require Form MV-902, not the standard registration/title form.
- ✗Not obtaining lien release or lienholder cooperation if the vehicle has an active loan — the lienholder's consent is required before a duplicate title can be issued in New York.
Official links
Source verification
This page covers 3 researched claims about New York replace lost title:
Directly cited from official sources
Inferred — confirm with agency before acting
Researched from New York State Department of Motor Vehicles (DMV). Requirements can change — always verify with the official agency before submitting documents.
Frequently asked questions
Can I sell a car with a duplicate title?
In most states, yes. The process is the same as with an original title. Confirm with your state agency.
How long does a duplicate title take?
Processing time varies. Check with the New York State Department of Motor Vehicles (DMV) for current processing times.
What if there is a lien on the vehicle?
If there is an active lien, the lienholder may need to apply for the duplicate title or must consent to the application.
Other New York vehicle tasks
Replace Lost Title in other states
Compare all 50 states →Tools and resources
Last reviewed: 2026-05-10 · Reviewed by the Car Paperwork editorial team · Based on official New York State Department of Motor Vehicles (DMV) sources · Independent resource · Not legal advice