NJ🔑 Buy a Used Car

New Jersey Used Car Buyer's Paperwork Checklist

Use this checklist to prepare for buying a used vehicle from a private seller in New Jersey. Confirm the latest requirements with the New Jersey Motor Vehicle Commission (MVC) before completing your transaction.

New Jersey Motor Vehicle Commission (MVC) ↗

Quick answer

To complete a buy a used car in New Jersey, contact the New Jersey Motor Vehicle Commission. You have 10 days to complete the filing.

State: New Jersey
Agency: New Jersey Motor Vehicle Commission
Process: Buy a Used Car
Notary required: No
Bill of sale: Yes
Odometer disclosure: Yes
Filing deadline: 10 days
Last verified: 2026-05-13
Official source: New Jersey Motor Vehicle Commission ↗

⚠ Independent Checklist — Not an Official SourceThis is an independent checklist based on official state motor vehicle sources. Requirements in New Jersey can vary by vehicle type, lien status, county, and transaction details. Always confirm with your official state motor vehicle agency before submitting documents or fees. This is not legal advice and is not affiliated with any DMV or government agency.

📋 Data note: Some fields on this page are based on general guidance and may not reflect the latest state requirements. Confirm specific details with the official state agency.

Quick reference

Notary required?

✗No

Bill of sale?

✓Yes

Odometer disclosure?

✓Yes

Inspection required?

✗No

⏱ Important Deadlines

10-day deadline: To avoid a $25 penalty, the buyer must transfer the title within 10 working days from the date of sale. This must be done in person at a motor vehicle agency.Official source ↗

Buyer Checklist

Items the buyer typically needs to prepare or provide.

Signed title from sellerRequired(buyer)

The seller must have signed the title over to you. Check that the odometer reading is noted.

Bill of saleRecommended(buyer)

Proof of purchase with VIN, price, and both parties' information.

Government-issued photo IDRequired(buyer)

Required when submitting title transfer paperwork.

Payment for title transfer feesRequired(buyer)

Fees vary by state. Check your state's official DMV fee schedule.

Proof of insuranceRequired(buyer)

Most states require proof of minimum liability insurance before issuing plates.

Sales tax paymentConditional(buyer)

Sales or use tax is typically due when registering the vehicle. Rate and basis vary by state.

Required Forms

Signed title from sellerRequired(buyer)

The seller must sign the title over to you. Verify the VIN and odometer reading.

Title transfer applicationRequired(buyer)

Form required to apply for a new title in your name. Requirements vary by state.

Special requirements

Notarization✗No

Notarization is not required for standard buyer and seller signatures on the title for a private-party sale. Notarization is only required for a Power of Attorney.

Bill of Sale✓Yes

A bill of sale is required from the seller and must include the buyer's name and address, date of sale, odometer reading, and sale price.

Odometer Disclosure✓Yes

Required by federal law for vehicles under 10 years old.

Inspection✗No

The seller is not required to provide an inspection certificate at the time of sale. New Jersey has a biennial (every 2 years) state inspection cycle, and the buyer inherits the vehicle's current inspection status.

Step-by-step process

1Run a vehicle history report (e.g., CARFAX or NMVTIS) before purchase.
2Verify the seller's name matches the name on the title.
3Ensure the title is free of liens or confirm the lien will be resolved.
4Have the seller sign the title over to you and complete odometer disclosure.
5Obtain a bill of sale from the seller.
6Submit the signed title, application, fees, and proof of insurance to your state DMV.
7Pay any applicable sales tax.

Common mistakes to avoid

✗Not verifying that the seller is the titled owner.
✗Failing to check for outstanding liens before purchase.
✗Missing the deadline to register the vehicle after purchase.
✗Not getting a bill of sale.

Official links

↗New Jersey MVC — Transfer Ownershipwww.nj.gov

Always verify with the official state agency before submitting documents. Requirements change.

Frequently asked questions

How long do I have to register after buying a used car?

Deadlines vary by state. In New Jersey, confirm the registration deadline with the New Jersey Motor Vehicle Commission (MVC) to avoid late fees.

What if the title has errors?

Do not accept a title with correction fluid or scratched-out information. Ask the seller to obtain a corrected title from the DMV before completing the sale.

Can I drive the car home before registering it?

Many states offer a short window or allow a temporary permit. Check your state agency for guidance.

Other New Jersey vehicle tasks

🚗Sell a Car→📄Title Transfer→📋Replace Lost Title→🗺️Out-of-State Registration→

Tools and resources

🧮Estimate title transfer costs in New Jersey→🧮Estimate registration costs in New Jersey→📄New Jersey bill of sale generator→📊Compare buy a used car across all 50 states→📖What is a car title?→📖What is a lien release?→

Last reviewed: 2026-05-13 · Reviewed by the Car Paperwork editorial team · Based on official New Jersey Motor Vehicle Commission (MVC) sources · Independent resource · Not legal advice